Small families need a greater care, where sometimes it becomes the need of time to get a near and dear admitted into a Hospital for an urgent treatment and a treatment in a good Hospital, we all know is how expensive.  So a good Medical Insurance policy does contain to cover all the expenses incurred on the Hospitalisation even starting from Ambulance charges for carrying a person to hospital till he is discharged from the Hospital. Even after his treatment in the Hospital, post hospitalisation expenses are also covered under a good insurance scheme. Not only this, if an insured has to remain away from his work during the hospitalisation period, the Insurance company will compensate by giving a suitable amount to the insured, for the number of days he remained away from his work, as per the terms of the insurance policy,

And it is not only during the bad times only that the Medical Insurer stands by you, it is during your joyous times also that your Insurer will be at your service, like an insured herself (incase of being a female) or spouse of the Insured has to undergo a cesarean  operation, the expenses incurred on  those surgeries or other medicines shall also be reimbursed under the Insurance scheme and not only this but the newly born babies are also covered under the medical schemes.

Apart from these benefits, the insured gets the tax rebates under section 80 D (under old taxation regime) for getting himself, his family and even his old parents insured under the different slabs.