List of papers/ documents applicable to all applicants:

• Identity Card issued by Employer if any
• Loan Application: Completed loan application form duly filled in affixed with 2 Passport size photographs
• Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
• Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card

Property Papers:

• Permission for construction (where applicable)
• Copy of agreement entered into with the seller (where applicable)
• Occupancy Certificate (in case of ready to move property)
• Maintenance Bill, Electricity Bill, Property Tax Receipt
• Approved Map Plan
• Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller
• Documents of property viz: Title deeds, Fard Jamabandi etc.

Account Statement:

• Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
• If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year

Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

• Salary Slip or Salary Certificate of last 3 months and Form 16 issued by an employer
• IT Returns for last 2 financial years, acknowledged by IT Dept.
• Employment letter if any

Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

• Business address proof
• IT returns for last 3 years
• Balance Sheet & Profit & Loss A/c for last 3 years
• Business License Details(or equivalent)
• TDS Certificate (Form 16/16A, if applicable)
• Certificate of qualification (for qualified professionals)

LAP

PURCHASE FOR COMMERCIAL PROPERTY

PURCHASE FOR INDUSTRIAL PROPERTY

CONVERT OD/CC LIMIT IN TERM LOANS

 Loan against property documents required

For Self-Employed

• Filled up loan application form
• 2 Passport Size Photo
• ITR of last 3 years
• Identity Proof – Passport/ Driving License/ Voter ID/ PAN
• Residential Address Proof – Leave and License/ Registered Rent Agreement/ Utility Bill (up to 3 months old), Passport
• Business proof such as VAT/ service tax registration, incorporation details in case of companies, business address proof, profit and loss account and balance sheets certified by CA, copy of partnership deed and proof of business existence and business profile

For Salaried employee

• Filled up loan application form
• 2 Passport Size Photo
• ITR of last 2 years
• Identity Proof – Passport/ Driving License/ Voter ID/ PAN
• Residential Address Proof – Leave and License/ Registered Rent Agreement/ Utility Bill (up to 3 months old), Passport
• Income Documents – 6 months payslip, 2 years Form 16, 6 months bank statement showing salary credit and any EMI debit

Property documents

• Registered Sale Deed/ Conveyance/ Lease Deed
• Past Sale Deeds Chain (each transaction in respect of this property since first allotment
• Fard Jamabandies for last 13 years
• Latest House Tax Return/ Receipt
• Approved Building Plan from Municipal Corporation